FAQ
Frequently Asked Questions
Answers to commonly asked questions regarding loan eligibility, documentation, credit scores and financing solutions.
Home Loans
What is a Home Loan?
A Home Loan is a financing solution used for purchasing, constructing, extending or renovating a residential property.
Who can apply for a Home Loan?
Salaried individuals, self-employed professionals, business owners and eligible applicants meeting lender requirements.
How much Home Loan can I get?
Eligibility depends on income, repayment capacity, existing obligations, credit profile and lender policies.
What documents are typically required?
KYC documents, income proof, bank statements and property-related documents.
Loan Against Property
What is Loan Against Property (LAP)?
A secured loan obtained by mortgaging residential, commercial or industrial property.
How much funding can be availed?
Funding depends on lender policies, property valuation and applicant profile.
Business Loans
Who can apply for a Business Loan?
Proprietorships, Partnerships, LLPs, Private Limited Companies and eligible business entities.
Can new businesses apply?
Eligibility depends on lender policies and the specific business profile.
Project Finance
What is Project Finance?
Project Finance refers to structured funding for industrial, commercial, infrastructure and development projects.
General Questions
What is a CIBIL Score?
A credit score that helps lenders evaluate the creditworthiness of an applicant.
What is considered a good credit score?
Most lenders generally prefer scores of 750 and above.
How long does loan approval take?
Timelines vary depending on the product, lender and completeness of documentation.
Can I apply jointly?
Yes, subject to lender policies and applicant eligibility.
Do you provide direct loans?
No. We assist clients in accessing financing solutions through lending institutions and financial partners.